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Personalized plan based on your exact scam type, payment method, and timing — not a generic checklist.
Ready-to-use dispute letters and word-for-word phone scripts tailored to your exact scam type and payment method.
100% free. No account. No data stored. Your story stays private — we never log your answers.
I wired $3,200 to someone posing as my bank's fraud department. SCAMSOS had me call the wire recall line within 20 minutes — $2,800 came back.
My landscaping company almost lost everything. Someone forged a check and cleaned out our business account. The dispute letter SCAMSOS drafted got the bank to reverse it in 9 days.
A "tech support" agent had remote access to my computer for two hours before I realized. SCAMSOS walked me through removing the software and freezing my credit before anything worse happened.
I run a boutique and paid a $1,400 deposit on an Airbnb rental for a team retreat that didn't exist. The chargeback script SCAMSOS gave me worked — credit card refunded everything.
Sent $800 on Zelle to someone selling concert tickets on Facebook. SCAMSOS told me exactly what to say to my bank — "authorized push payment fraud" — and I got a goodwill refund.
My catering business got hit with a fake check overpayment scam — $2,600 gone. I didn't know I had 60 days to dispute. SCAMSOS caught it in time and the bank reversed the charge.
Lost $5,000 in a crypto investment scam. Recovery wasn't possible, but SCAMSOS helped me file with IC3 and freeze my credit before they could open cards in my name. Saved me from worse.
Someone called pretending to be the IRS and I gave them my SSN. I was panicking. SCAMSOS had me freeze all three credit bureaus in under 10 minutes. No fraudulent accounts were ever opened.
My 74-year-old father sent $1,200 in gift cards to someone claiming to be me in jail. SCAMSOS found that two cards hadn't been redeemed yet — Google refunded both within 48 hours.
Someone hacked my email and sent a fake invoice to my biggest client. Lost $4,800 via wire. SCAMSOS helped me file an FBI IC3 report and document everything for my insurance claim.
Answer as much as you can. More detail = more specific recovery plan.
Building your personalized recovery plan
Matched to your specific situation · Not legal advice · Free to use and print
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